Loan Rates
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Loan Rates
Loan Rates (Fixed)Term DetailsAPR
SIGNATURE UP TO $10,000.00
UP TO 60 MONTHS
11.50% - 15.50%
SHARE SECURED 120 MONTHS
$100.00 MINIMUM PAYMENT
3.50%
NEW AUTO UP TO $90,000.00
UP TO 84 MONTHS
3.25% - 9.50%
USED AUTO
(LESS THAN 10 YEARS OLD)
UP TO $50,000.00
UP TO 72 MONTHS
3.50% - 9.75%
STARTER SIGNATURE LOAN UP TO $1,000.00 UP TO 12 MONTHS 16.00%
STOCK TRAILER UP TO $20,000.00
UP TO 48 MONTHS
10.50% - 14.50%
NEW RV & MOTORHOMES UP TO $100,000.00
UP TO 120 MONTHS
7.75% - 14.75%
USED RV & MOTORHOMES UP TO $50,000.00
UP TO 96 MONTHS
8.00% - 15.75%
NEW BOAT UP TO $40,000.00
UP TO 72 MONTHS
7.75% - 14.75%
USED BOAT UP TO $35,000.00
UP TO 60 MONTHS
8.00% - 15.75%
NEW MOTORCYCLE UP TO $30,000.00
UP TO 72 MONTHS
7.75% - 15.25%
USED MOTORCYCLE UP TO $25,000.00
UP TO 60 MONTHS
8.00% - 15.75%
ATV, UTV, JET SKI, SNOWMOBILE $3,000.00 TO $40,000.00
UP TO 60 MONTHS
10.50% - 14.50%
PAYDAY LOANS
3 MONTHS DIRECT DEPOSIT REQUIRED
$100.00 - $600.00
AUTO PAY ON NEXT DIRECT DEPOSIT
10% PROCESSING FEE DUE AT THE TIME OF LOAN
1ST TIME AUTO BUYER LOAN UP TO $15,000.00 UP TO 60 MONTHS 3.25% - 9.75%
APY (Annual Percentage Yield). APR (Annual Percentage Rate

Welcome Members

Espeeco Federal Credit Union of Bakersfield, CA has 1,480 members and assets of $8 million. The credit union, opened in 1954, has 3 full time employees, or 493 members per employee, compared to a national average of 457.

Relay for Life Update

Since the onset of COVID-19, we have received information that the Relay for Life event will be postponed until further notice. The event is not cancelled and we will update you when we receive further information.

 

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