Electronic Services
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Electronic Services

Direct Deposit

Direct Deposit is a safe and easy way to bank. Espeeco Federal Credit Union can accept Direct Deposit from virtually any employer. There is no charge for Direct Deposit. Contact your employer for a direct deposit form.

Visa Debit Cards

Espeeco Federal Credit Union has Visa Debit Cards on Sharedraft accounts. Just stop by the branch and fill out the form.  

Payroll Deduction

Espeeco Federal Credit Union accepts payroll deduction from members participating employers. To set up payroll deduction, contact your employer.

Wire Transfers

Espeeco Federal Credit Union offers wire transfers to members. To initiate a wire transfer, please visit the branch to complete and sign the authorization form. The current wire fee is listed in the current rates.


In order to initiate electronic transactions, members may be required to provide the routing/transit number for Espeeco Federal Credit Union, which is 322273667

Mobile App

Can't make it into the Credit Union to deposit your check? Our new mobile app comes with Remote Deposit Capture. Download it today in your app store. Just search for Espeeco Federal Credit Union.

Welcome Members

Espeeco Federal Credit Union of Bakersfield, CA has 1,480 members and assets of $8 million. The credit union, opened in 1954, has 3 full time employees, or 493 members per employee, compared to a national average of 457.

Relay for Life Update

Since the onset of COVID-19, we have received information that the Relay for Life event will be postponed until further notice. The event is not cancelled and we will update you when we receive further information.


Mobile Banking