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Espeeco Federal Credit Union

Dividends Effective February 1, 2014


Regular Shares Div. Rates APY
$250.00-1499.99 0.15% 0.15%
$1500.00-4999.99 0.15% 0.15%
$5000.00-9999.99 0.15% 0.15%
$10,000.00 and up 0.15% 0.15%
     
Traditional IRA 0.40% 0.40%
Roth IRA 0.40% 0.40%
Educational IRA 0.40% 0.40%
     
Holiday Club Account
(max deposit $2,500.00)
0.15% 0.15%
     
Kids Share Account (up to age 15)    
$25.00-2499.99 0.15% 0.15%
$2500.00-4999.99 0.15% 0.15%
$5000.00 and up 0.15% 0.15%
     
Time Certificates    
3 month - $1000.00 and up 0.20% 0.20%
6 month - $2500.00 and up 0.25% 0.25%
9 month - $5000.00 and up 0.30% 0.30%
12 month - $10,000.00 and up 0.30% 0.30%

Dividends are computed on the daily balance and posted quarterly.
All loan rates and terms are subject to the existing policy.
Rates are subject to change without prior notice.