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Espeeco Federal Credit Union
Loan Rates


Effective April 1, 2016


New and Used Autos

New Autos 2.49% - 5.24% APR up to 72 months
Used Autos 2.99% - 6.24% APR up to 60 months

Vehicle cannot be more than 10 years old
Full coverage insurance required
Up to 100% financing based on credit score

Mortgage Loans

We are currently not offering mortgage loans to members. We will keep you updated on when we will be offering this product again.

New and Used RVs and Motorhomes

New RV & Motorhome 7.49% - 10.49% APR up to 120 months
Used RV & Motorhome 7.99% - 10.99% APR up to 96 months

RV cannot be more than 10 years old
Full coverage insurance

New and Used Motorcycles and Boats

New Motorcycle 7.49% - 10.49% APR up to 60 months
Used Motorcycles 7.99% - 10.99% APR up to 48 months

Motorcycle cannot be more than 10 years old
Full coverage insurance required

New Boats 7.49% - 10.49% APR up to 72 months
Used Boats 7.99% - 10.99% APR up to 60 months

Boat cannot be more than 10 years old
Full coverage insurance required

Signature/Share Secured/PayDay Loan

Signature Loan 12% - 15% APR up to 36 months
Share Secured 3.00% APR payment and term based on amount borrowed
PayDay Loan Max amount: $600.00
Fee: 10% of loan, due at time of loan
Term: due on next scheduled payday by automatic transfer

Stock Trailer/ATV/Jet Ski

Stock Trailer
New and Used
10% - 13% APR up to 48 months
ATV/Jet Ski
New Only
10% - 13% APR up to 48 months

Full coverage insurance required