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Electronic Services

Direct Deposit

Direct Deposit is a safe and easy way to bank. Espeeco Federal Credit Union can accept Direct Deposit from virtually any employer. There is no charge for Direct Deposit. Contact your employer for a direct deposit form.

Payroll Deduction

Espeeco Federal Credit Union accepts payroll deduction from members participating employers. To set up payroll deduction, contact your employer.

Wire Transfers

Espeeco Federal Credit Union offers wire transfers to members. To initiate a wire transfer, please visit the branch to complete and sign the authorization form. The current wire fee is listed in the current rates.


In order to initiate electronic transactions, members may be required to provide the routing/transit number for Espeeco Federal Credit Union, which is 322273667.